Start with 5 USD
One of the lowest minimum deposits on the market. Test the platform with real money without risking serious capital.
Official XM Partners programme affiliate· Kenya
XM in Kenyafrom 5 USD
Conditions, local payment methods and the regulated entity that applies if you reside in Kenya.
No deposit fees · Negative balance protection · 24/7 support
- 5 USD
- Minimum deposit
- 1.400+
- Instruments
- 1:1000
- Leverage
- <1 s
- Execution
Kenya · KES
The entity that serves you
- The entity that serves you
- XM Global Limited
- Regulator
- FSC Belice
- Licence
- 000261/397
- Maximum leverage
- 1:1000
- Minimum deposit
- 5 USD
- Protection
- Negative balance protection
- Local regulator
- CMA
Most traded from Kenya
Instruments with the highest volume among traders in the region.
- XAU/USD
- USD/KES
- US30
Minimum deposit
Deposit methods in Kenya
XM charges no deposit or withdrawal fees. Processing times depend on the method.
- M-Pesa
- Local bank transfer
- Visa/Mastercard
- USDT
50%
+20%
Tiered deposit bonus
50% on your first deposit up to 500 USD, plus 20% on subsequent deposits up to 5,000 USD in trading bonuses.
Claim my bonusSubject to XM terms and conditions, country availability and account verification. The bonus is not withdrawable as cash.
Accounts
Which account suits you
Four account types. Same platform, different cost structure.
| Account type | Minimum deposit | Spread from | Commission | Lot size | Open this account |
|---|---|---|---|---|---|
| Micro | 5 USD | 1.0 pips | 0 | 1.000 | Open this account |
| Standard | 5 USD | 1.0 pips | 0 | 100.000 | Open this account |
| XM Ultra LowMost popular | 5 USD | 0.6 pips | 0 | 100.000 | Open this account |
| Shares | 10,000 USD | — | Variable | 1 acción | Open this account |
Every account includes MT4, MT5, the XM app and negative balance protection.
Estimated time: 3 minutes
How to open your account
100% online. No branch visit required.
Fill in the form
Name, email and country. Under two minutes, with no mandatory upfront deposit.
Verify your identity
Upload an ID document and a proof of address. Validation is usually completed the same day.
Deposit from 5 USD
Pick the local method for your country. Card and e-wallet deposits are credited instantly.
Start trading
Download MT5 or the XM app, open your first chart and apply your risk management plan.
Regulated
Why thousands of traders choose XM
Facts, not promises. Here is what you actually get.
Spreads from 0.6 pips
The XM Ultra Low account cuts your cost per trade. No hidden per-lot commission on Micro, Standard and Ultra Low accounts.
Zero requotes
Over 99.35% of orders are executed in under one second, with no rejections or requotes under normal market conditions.
Negative balance protection
You can never lose more than you deposited. If the market gaps against you, your balance is reset to zero, not into debt.
Commission-free withdrawals
XM charges nothing to deposit or withdraw. Local methods are available depending on your country, including domestic transfers and e-wallets.
24/7 support in your language
Customer service in over 23 languages, live chat and a personal account manager at no extra cost.
FAQ
Frequently asked questions about XM
Direct answers to what people ask before opening an account.
Is XM a safe and regulated broker?
Yes. XM operates through several regulated entities: CySEC in Cyprus (licence 120/10), ASIC in Australia (AFSL 443670), DFSA in Dubai (F003484), FSCA in South Africa (FSP 49976) and the FSC of Belize (000261/397). The entity serving you depends on your country of residence and determines your maximum leverage and protections. Kenya: XM Global Limited — FSC Belice, licence 000261/397.
Deposit methods in Kenya
XM charges no deposit or withdrawal fees. Processing times depend on the method. M-Pesa, Local bank transfer, Visa/Mastercard, USDT.
What is the minimum deposit at XM?
The minimum deposit is 5 USD or the local-currency equivalent for Micro, Standard and XM Ultra Low accounts. The Shares account, for cash equities, requires 10,000 USD.
What leverage does XM offer?
Up to 1:1000 depending on the entity that serves you. In the European Union the regulatory cap is 1:30 on major currency pairs. Leverage magnifies both gains and losses, so use it with a defined risk management plan.
How long does an XM withdrawal take?
Withdrawal requests are normally processed the same business day. Total time depends on the method: e-wallets usually arrive within 24 hours and bank transfers take 2 to 5 business days. XM charges no withdrawal fee.
Does XM charge hidden fees?
There is no per-trade commission on Micro, Standard and XM Ultra Low accounts — the cost sits in the spread. Overnight swaps do apply on positions held past the daily rollover, as does an inactivity fee after a prolonged period without trading.
Countries
Other countries
Check the conditions that apply in your country of residence.
Open your XM account today
Three-minute signup, same-day verification and deposits from 5 USD.
Create my account nowBy continuing you accept XM terms. CFDs are complex instruments with a high risk of losing money.